The Total Money Makeover PDF
Listen up, it’s free
You my friend, are very clever…
Only a select few each month search ‘The Total Money Makeover PDF’. But I have to ask, do you really like reading PDF’s?
Because you can get a paperback in your hands for $4.00. (just check the used options on Amazon – books regularly ship for 75% less).
(But PDF’s are free! And free is better.)
Well that’s definitely true. But why not save yourself the money AND inconvenience, by listening to it on Audible? It takes seconds to join, and if you’re truly as clever as you’ve demonstrated, it won’t cost you a cent!
…Now let’s get back to this book:
5 Lessons From The Total Money Makeover
The Total Money Makeover:
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Amazon (if audiobook is currently unavailable)
Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There’s one sure way to whip your finances into shape, and that’s with The Total Money Makeover: Classic Edition.
“Radio talk-show host and bestselling author Ramsey (Financial Peace) is less a financial analyst and more of a preacher, which explains both his popularity and the appeal of this book, which just might gain a wide audience. The bedrock of his system is simple: work hard, pay what you owe and stay out of debt. His main commandment is “Pay cash.” He first exhorts the reader to take “baby steps,” which are designed to build on each other: first, save $1,000 as an emergency fund; then, pay off all debts from smallest to largest; save a larger three-to-six-month emergency fund; finally, start to save for college and pay off your home mortgage. Ramsey understands the difficulty in putting these steps into action, and therefore packs his book with personal testimonials from everyday people who have used his system and have become debt free, with obvious struggles. The key is what Ramsey calls “Gazelle intensity,” which is to live a financial life the way a gazelle saves itself from an attacking cheetah-“outmaneuver the enemy and run for your life.” While Ramsey provides some helpful charts and graphs so readers can keep track of their efforts to follow his steps, the strength of this book is that it is a straightforward motivational tool. He provides the brutally direct truth about the hard work it takes to become free of debt, and his directness is a great part of the book’s charm.”